Ubiquity Retirement + Savings™ - Small Business 401(k) Plans

author Ubiquity   7 мес. назад
117 views

5 Like   1 Dislike

Broken Eggs: The Looming Retirement Crisis in America

Broken Eggs Awakens America to the Looming Retirement Crisis What was once a life ending in happily ever after is now a life ending in working ever after. If retirement feels more like a fairy tale, it is in the feature-length documentary Broken Eggs. The film takes a rare look at one of the gravest social issues facing an aging America – the grim irony that even as we live longer, a growing number of Americans are falling short of a secure and comfortable retirement. And the prognosis is even worse for future generations. “Broken Eggs blends comical animations with unforgettable portraits of everyday Americans reckoning with their inability to retire.” Social Security is 20 years short of insolvency; pensions are largely underfunded and in sharp decline; and personal savings are at historic lows. Unlike any documentary of its kind, Broken Eggs blends comical animations with unforgettable portraits of everyday Americans reckoning with their inability to retire. Audiences of every generation will leave rattled and ready to put their Nest Egg back together again. The hard-hitting documentary also features wide-ranging, high-profile interviews with economists, policy makers and financial experts, all who confront the undeniable, but often ignored facts that have put the American dream of retirement in jeopardy. Social Security is projected to be insolvent in 2033. In 1950, there were 16.5 workers for every Social Security beneficiary. Today, there are less than 3 workers paying in for each recipient. Company-sponsored pensions have been in rapid decline since the 1980s. Today, less than one out of every five private sector employees has a pension. As a group, American workers are estimated to be $6.6 TRILLION short of what they need to retire comfortably. 10,000 Baby boomers are reaching “retirement age” every day. 40 percent of Baby boomers expect to work “until they drop”. Almost half of American workers have less than $10,000 in savings. Americans who make it to age 65 today can expect to live roughly 18 years more. That’s six years longer than Americans who made it to age 65 in 1940. What the experts say… Economist Teresa Ghilarducci with The New School of Social Research has studied the savings and assets of future retirees. Her startling findings show that working Americans are actually “going backwards” – the first time since Social Security was passed in the throes of the Great Depression. “Most Americans who were middle class when they were working all their life are going to be poor or near-poor retirees,” says Ghilarducci. “We’re going to have massive downward mobility. That you’re middle class all your life, and you now find yourself to be really in a chronic state of want and distress about finances. And it gets worse as you get older.” And Social Security – what was meant to be a backstop to prevent people from falling into poverty in old age – is on the brink of insolvency by 2033, according to the program’s own administrators. Social Security is not only bankrupt, it’s bankrupting future generations, says Laurence Kotlikoff, author of The Clash of Generations and a professor of economics at Boston University. “We’re not measuring what we’re doing to our kids. We’re not talking about who’s going to pay for a different generation’s benefits,” Kotlikoff says. “Most Americans who were middle class when they were working all their life are going to be poor or near-poor retirees,” says Ghilarducci Turning America’s retirement prospects around is the chief responsibility of Mark Iwry, a senior adviser to the U.S. Treasury Secretary on retirement policy, and the country’s likely architect for retirement savings of the future. Iwry is determined to change America’s saving habits through automatic enrollments in individual retirement accounts or “auto-IRAs” for those who currently don’t have access to employer-sponsored plans. “We can make it easier still for people to save,” Iwry says, “and thereby get many more of our fellow citizens on a path to having adequate retirement security. Right now we’re not on that path. Too many people are just not saving enough.” Want to learn more? Visit www.myubiquity.com or call 855.401.7253, Option 3. Or visit us on social media: https://www.facebook.com/ubiquitysavings https://twitter.com/ubiquitysavings https://www.linkedin.com/company/ubiquity-retirement-savings/

Best Wi-Fi for Home or Business 2018 Uni-Fi Ubiquiti Wireless Full Configuration EASY

Best Wi-Fi for your Home or Business. Ubiquiti's Uni-Fi family of access points. Links: Ubiquiti Unifi Ap-AC Lite (recommended) http://amzn.to/2Djq3hb Ubiquiti Unifi Ap-AC Long Range (cover large areas) http://amzn.to/2mzAx1H Ubiquiti Networks Unifi 802.11ac Dual-Radio PRO (seen in video) http://amzn.to/2DxQYUd Zyxel Powerline adapters (for having second or third AP instead of running cables in a house) http://amzn.to/2D5Eke5 Any question comment below or email me at trudoesit@gmail.com

MONEY INCOME and PROFIT everyone wants to be AVERAGE that is a PROBLEM the .5% is where MONEY is

➜100 of HOURS of BUSINESS GAME $25 - http://bit.ly/HUSTLEMONEY ➜H Undergrad -everything you need to start your hustle and micro business - http://www.hustlerskungfulifeskills.com/bundles/hustlerundergrad ➜Never Broke Action Pack http://www.hustlerskungfulifeskills.com/bundles/neverbroke ➜The Art of Holding http://www.hustlerskungfulifeskills.com/bundles/theartofholding ➜100 Hours of training $25 http://www.hustlerskungfulifeskills.com/courses/hustlers-kung-fu-books-collection ➜30 Days to $2500 - http://www.hustlerskungfulifeskills.com/courses/30-days-to-2500 ➜Primal Drive audio book - http://www.hustlerskungfulifeskills.com/courses/primaldrive ➜The Hustler's Mindset Pimping Your Mind For Success- http://www.hustlerskungfulifeskills.com/courses/the-hustler-s-mindset-pimping-your-mind-for-success ➜30 Days To $2500 Physical Products - http://www.hustlerskungfulifeskills.com/courses/30-days-to-2500-fast-start Hustler Undergrad will do the following for you - clean up your current money situation cashflow and credit. You need a budget whether you are the guy around the way or a millionaire. #money #income #profit 2.Set up an immediate TAX strategy to get your money back from Uncle Sam. $2000 - $20000 a year depending on your income bracket - LEGALLY!!! This is not a one time pop this is year after year easily worth your tuition. 3.Set up the 5 checking accounts. Personal and Corporate you will learn how to segment your money. 4.Set up your minimum four figures hustle per month. Through classes and deep dives. We need to set a solid foundation of money management and financial discipline 5.Classes after 7PM minimum twice a week with quarterly breaks. A training class and a follow-up Q/A. 8 or more per month. 6. Three to Four pieces of Everyman is a Millionaire gear and it is going to be BUMPING! You will easily make 100 times what these classes cost you ( if you execute) over the course of life. So you can ball out in life for the less than the cost of ONE SEMESTER of college

The Dave Ramsey Show (Best Of)

Need a real estate agent Dave’s team has vetted? Find one where YOU live: https://goo.gl/4igs3M Why stay-at-home moms need life insurance: https://www.youtube.com/watch?v=DTzFLWT3d8U What is an everyday Millionaire? Watch the trailer! https://www.youtube.com/watch?v=53_IY1LhZWo

Ubiquity Retirement + Savings: 2019 Contribution Limits

The IRS has increased the amount you can contribute to your 401(k) and IRAs. For more information, visit myubiquity.com

Ubiquity Retirement + Savings™ has helped over 100,000 individuals save more than a combined $2 billion since 1999. Call us today at 855-980-5743 or visit https://www.myubiquity.com/401k-plans/ for plan details. Working with clients throughout the United States, our flat-fee small business 401(k) plans have helped more than 7,000 small businesses & sole proprietors provide cost-effective retirement plans to their employees. Ubiquity offers several plans from traditional 401(k) and safe harbor plans including plan design with a retirement plan consultant. Contact us today to learn more about our custom retirement plans: Single(k)®, Express(k)® and Custom(k)® 401(k) retirement plans.

Contact our retirement plan specialists today for a free consultation and plan review. Already a customer? Our dedicated support team is ready to help and answer any questions you have. Contact customer support at 855-401-4357 or https://www.myubiquity.com/support-and-service/

Comments for video: